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  Free advertising forums promote advertise your business online free earn 750k
Posted by: Baypress - 11-02-2018, 10:30 AM - Forum: Go - Public (Promote to the world) - No Replies

Advertise here for free


Just visit

freefunding.boards.net/board/5/promotions-promote-deals-offers

[Image: iStock_92334443_MEDIUM_display.jpg]
Thanks

7 Ways To Promote Your Business Online For Free
You may not have wads of cash to spend on marketing in the early stages of your startup, but that doesn't mean that there aren't effective ways to get your brand out there.
Before the Internet, small businesses only had a few ways to market their products cheaply, through methods like printing out fliers or sponsoring little local events. Now there are all kinds of opportunities out there on the Web—you just need to know where to look.
Here are seven ways to promote your business online that won't cost you a dime:
1. Use the three big local listing services Registering your business with Google Places allows it to be found more easily on Google searches and it shows up on Google Maps. All you have to do is fill out the form and register, then get your business verified through their confirmation process, which can be done either with a phone call or snail mail. Yahoo! also has a big database of businesses called Yahoo! Local. It's free, and is certainly worth the few minutes it takes to set up. Microsoft's Bing has a similar service that's easy to sign up for.
2. Embrace social media Social media isn't just a tool to gain exposure—it has now become a necessary time investment for every business to make. You can tie in ads and offers on your Facebook page and have a direct channel with your customers on Twitter. Networking on LinkedIn—both at the personal and company level—can be another way to help your startup.
3. Start a blog A blog not only helps your company get its name out through followers, but is a way to connect with your consumers more directly. But remember that one of the major keys of blogging is to keep your stream updated as frequently as you can. A dormant, abandoned blog is worth nothing.
4. Put up multimedia on YouTube and Flickr YouTube provides a free way to distribute creative promotional videos, but in order to succeed you must put up content that people want to view and are relevant to your business—a simple ad will not work. A Flickr profile can also help by giving you one place to compile all the photos for your business, and allows you to link back to your website.
5. SEO your company website Search engine optimization cannot be underestimated in the world of constant Googling. Pick up a book or head over to an online how-to-guide on SEO and make sure your site is primed for performance on search engines.
6. Press releases Every time your business does something newsworthy, don't hesitate to shoot off a press release—maybe folks will pick up on it. They're a powerful media tool to use to help generate publicity, and having free distribution of them is a bonus. There are dozens of websites out there that you can use for your press releases, such as PRLog and 24/7 Press Release. AMERICAN EXPRESS® FX INTERNATIONAL PAYMENTS No transaction fees for the first 6 months* on wire transfers. *Terms Apply. Learn More 7. Join a relevant online community and contribute Every niche has communities online that you can get involved in. But just signing up for a forum and posting every once in a while about your business isn't beneficial for anyone, and will likely just annoy people. Actively contribute and build a rapport with the community, while keeping your business out of it. Passively promote your business by putting a link in your signature or mentioning it only when the context is appropriate.

http://freefunding.boards.net/thread/62/...ess-online

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  Free Funding $400 Million Investment Fund. Earn $50,000.00 a month Autopilot.
Posted by: Baypress - 10-29-2018, 10:37 AM - Forum: Startup Ideas and free funding . Get funded today ! - No Replies

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Now that Amazon's market cap has reached $1 trillion, the next question is: when will its founder and CEO, Jeff Bezos, become a trillionaire?

Amazon's market cap soared past $1 trillion Tuesday, bringing Bezos' net worth to more than $168 billion. His gain on Tuesday alone is around $1.8 billion based on the stock he holds.

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Vancouver Startups Wealth News: Opendoor Announces $400 Million Investment From the SoftBank Vision Fund

Opendoor, the nation’s fastest-growing online real estate marketplace — which is radically simplifying the way people buy and sell homes — today announced a $400M investment from the SoftBank Vision Fund. The company also announced it has secured access to more than $2B in debt financing from top banks. As it rapidly expands to new markets across the U.S., Opendoor will use the funds to accelerate development of the first technology platform to make it easier to buy, sell and trade-in homes with one seamless transaction. SoftBank Investment Advisers' Jeffrey Housenbold will join the Opendoor board of directors.

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Can anyone invest in startups?
Anyone Can Invest in a Startup, But Should You? ... Now, anyone can, although the regulations do come with some limits: individuals with income below $100,000 can invest up to $2,000, or 5% of their annual income, while investors making between $100,000 and $200,000 may invest up to 10% of their annual income.

Venture capital is an ideal financing structure for startups that need capital to scale and will likely spend a significant amount of time in the red to build their business into an extraordinarily profitable company. Big name companies like Amazon, Facebook, and Google were once venture-backed startups.

Unlike car dealerships and airlines – companies with valuable physical assets and more predictable cash flows – startups typically have little collateral to offer against a traditional loan. Therefore, if an investor were to issue a loan to a startup, there’s no way to guarantee that the investors could recoup the amount they’ve lent out if the startup were to fail.

By raising venture capital rather than taking out a loan, startups can raise money that they are under no obligation to repay. However, the potential cost of accepting that money is higher – while traditional loans have fixed interest rates, startup equity investors are buying a percentage of the company from the founders. This means that the founders are giving investors rights to a percentage of the company profits in perpetuity, which could amount to a lot of money.

22 ways to earn passive income Read more
Become a CEO today? Email me 100bigcities@gmail.com or 50hourly@gmail.com

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Over 550 fresh new homes sold in a single year. More than $275 million in revenues.
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One of the other ways to raise funds is venture capital. A venture capitalist invests in large growing markets and new technology. They usually Invest a minimum of $1 million. Not all the venture capital firms participate in investing in startups, they would often prefer to invest at a later funding stage.

Advertise your business on Amazon Deals and receive up to $750,000.00 in free funding visit here

Own your own New Homes and Free Funding Broker post . Earn while you sleep .

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  Free Funding $400 Million Investment Fund. Earn $50,000.00 a month Autopilot.
Posted by: Baypress - 10-27-2018, 04:02 PM - Forum: Go - Public (Promote to the world) - No Replies

Free Movie Bet Seattle. Win up to $270,000.00 from Box Office Hits 1 click.   Visit here ![Image: red-new.gif]
Seattle Wealth Fund. Global Investments, Condos, Movies & Travel earn 2k - $50,000 per month from 1 post while you sleep .
[Image: jeff.jpg]

Now that Amazon's market cap has reached $1 trillion, the next question is: when will its founder and CEO, Jeff Bezos, become a trillionaire?

Amazon's market cap soared past $1 trillion Tuesday, bringing Bezos' net worth to more than $168 billion. His gain on Tuesday alone is around $1.8 billion based on the stock he holds.

Become a small business, Startups Investment Broker and International Properties dealer .
We provide all the tools and resources you need . Earn over $50,000 a month with your own online company .

[Image: newer2.jpg]
So many easy ways to earn :

  • Request to raise funds for small businesses and startups receive (Collect a $500 service charge)
  • Access our 1 post submit system that requests funding from over 500 Angel Investors
  • Raise up to $500,000 for each startup from our resources
  • Professional training and license provided
  • Partner with the Vancouver Wealth Exchange World Markets and The Seattle Wealth Fund.
  • Own your own online college blog that automatically trains brokers (Receive $600 per student enrolled)
  • Receive up to 10% of each hiked condo or new homes sold under your post .
  • Sell international condo investments fast and earn 10% . Singapore, Australia, Dubai, Thailand & more ...
  • Easy as pie,earn while you sleep . (Fully automated website and blog does it all )
  • Relax and just reply to emails your website will do most of the work for you.
Interested in joining today? Email me 100bigcities@gmail.com or 50hourly@gmail.com

[Image: happy-holiday-in-vancouver.png]

Vancouver Startups Wealth News: Opendoor Announces $400 Million Investment From the SoftBank Vision Fund

Opendoor, the nation’s fastest-growing online real estate marketplace — which is radically simplifying the way people buy and sell homes — today announced a $400M investment from the SoftBank Vision Fund. The company also announced it has secured access to more than $2B in debt financing from top banks. As it rapidly expands to new markets across the U.S., Opendoor will use the funds to accelerate development of the first technology platform to make it easier to buy, sell and trade-in homes with one seamless transaction. SoftBank Investment Advisers' Jeffrey Housenbold will join the Opendoor board of directors.

[Image: after-work-happy-hour.jpg]
Email: 100bigcities@gmail.com

Can anyone invest in startups?
Anyone Can Invest in a Startup, But Should You? ... Now, anyone can, although the regulations do come with some limits: individuals with income below $100,000 can invest up to $2,000, or 5% of their annual income, while investors making between $100,000 and $200,000 may invest up to 10% of their annual income.

Venture capital is an ideal financing structure for startups that need capital to scale and will likely spend a significant amount of time in the red to build their business into an extraordinarily profitable company. Big name companies like Amazon, Facebook, and Google were once venture-backed startups.

Unlike car dealerships and airlines – companies with valuable physical assets and more predictable cash flows – startups typically have little collateral to offer against a traditional loan. Therefore, if an investor were to issue a loan to a startup, there’s no way to guarantee that the investors could recoup the amount they’ve lent out if the startup were to fail.

By raising venture capital rather than taking out a loan, startups can raise money that they are under no obligation to repay. However, the potential cost of accepting that money is higher – while traditional loans have fixed interest rates, startup equity investors are buying a percentage of the company from the founders. This means that the founders are giving investors rights to a percentage of the company profits in perpetuity, which could amount to a lot of money.

22 ways to earn passive income Read more
Become a CEO today? Email me 100bigcities@gmail.com or 50hourly@gmail.com

[Image: worldm.jpg]

Over 550 fresh new homes sold in a single year. More than $275 million in revenues.
Become a partner today.

Healthy Startups Seattle

One of the other ways to raise funds is venture capital. A venture capitalist invests in large growing markets and new technology. They usually Invest a minimum of $1 million. Not all the venture capital firms participate in investing in startups, they would often prefer to invest at a later funding stage.

Advertise your business on Amazon Deals and receive up to $750,000.00 in free funding visit here

Own your own New Homes and Free Funding Broker post . Earn while you sleep .

Print this item

  Melly's Free Funding. Raise up to $750,000.00 for your small online business
Posted by: Admin - 10-26-2018, 09:11 AM - Forum: Go - Public (Promote to the world) - No Replies

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  15 Ways To Invest Small Amounts Of Money (and turn it into a large amount of money)
Posted by: Baypress - 10-20-2018, 09:29 PM - Forum: World Investments, partnerships & Income opportunities - No Replies

15 Ways To Invest Small Amounts Of Money (and turn it into a large amount of money)

In 16 Ways to Invest $100 I gave suggestions on how to invest when you have just a few dollars.
In this article I want to take it up a notch, which is to say how can you invest when you have more than a few dollars, but not the thousands that traditional investment vehicles usually require? You can also check out my post on the best short term investments for your money!
Before I started investing, I was under the same misunderstanding that you had to have thousands of dollars to get started, and my thoughts were how to invest 10K or how to invest 100k? Well now I know more about the world of investing and I can help you out with these same thoughts and fears.
I was surprised – shocked really – that I could start investing in the stock market via mutual funds with only $50 per month.
And that’s exactly what I did.  Even though I later found out that the mutual funds were okay at best, the fact that I started investing in myself was huge for me.
And for many, it’s that first step that prevents them from amassing wealth later on.

Quote:Investing in yourself doesn’t require thousands, it just takes getting started.
For our purposes here we are going to define small amounts of money as something more than $100, but not more than $1,000. Based on that parameter, here are 15 ways to invest small amounts of money. Do you need help finding some extra cash to get started with your investment? Check out these tips on how to make money fast!
The top 15 best ways to invest small amounts of money:
  1. Bank Investments
  2. Betterment
  3. Lending Club
  4. Motif
  5. Pay Down Debt
  6. Employer Matched Retirement
  7. Your Own Retirement Plan
  8. Prosper
  9. US Treasury Securities
  10. Your Own Skills
  11. Dividend Reinvestment Plans (DRIPS)
  12. Mutual Funds and ETFs
  13. Loyal3
  14. Online Brokerage Firms
  15. Your Own Business
1. Bank Investments
To be sure, you won’t be able earn much money on your investments at the bank, at least not in the current investment environment. However, the advantage that banks offer is that you can invest very little money (in money market accounts or certificates of deposit), earn a little bit of interest on your money, and have virtually zero risk of principal loss.
Let me be honest, these are not the most exciting investments, but the best purpose for bank investments is to use them as a place to accumulate a larger amount of capital for higher risk/higher reward type investments later on. Some of the investments in this list will require $500 or $1,000 to get started. While that is not a ton of money, if you are getting started with a smaller investment, your best bet might be to take your time to build up a little cash and expand your investment options.
2. Betterment
[Image: Betterment-end-of-year-results-1024x701.png]
There are a number of “robo advisors“, online investment platforms that offer professional management of your portfolio with very low fees. One of the best for small investors is Betterment. You start by completing an online questionnaire that enables the site to determine what your risk tolerance is.
Based on that evaluation, a portfolio is created for you with an allocation that includes several different exchange traded funds (ETF). Because of this allocation, your only responsibility is to fund your account – there is no need to concern yourself with investment selection, or with re-balancing your investments.
Betterment investments actually hasn’t no minimum initial account deposit requirement. You can open up an account by committing to monthly contributions of as little as $100. The annual management fee to maintain your account is 0.35% of your account balance, on accounts of less than $10,000. The management fee works on a sliding scale, and drops as your account balance grows.
3. Lending Club
[Image: Prosper-vs-lending-Club-experiment-lc-re...24x521.png]
Lending Club is an online peer-to-peer (P2P) lending platform in which borrowers come to get loans, while investors – a.k.a., lenders – provide the cash for those loans. In exchange, investors are rewarded handsomely for their investment. Rates of return in double digits are hardly unknown with Lending Club.
You can invest as little as $25 in a single loan (or note), which means that with the $1,000 minimum initial investment, you can spread your portfolio among 40 different notes.
The limitation with Lending Club is that many states have minimum net worth requirements in order for you to invest on the platform. So while the actual amount that you can invest is small, you might still need to show a significant asset base in order to participate.  If you are interested in more details on investing with Lending Club check out my Lending Club review.
4. Motif
Motif is a different kind of investment platform, one in which you either build or invest in existing mini-mutual funds that are based on a certain investment criteria. These mini mutual funds are called motifs, which is where the platform gets its name from.
For example, you can invest in a motif that is built on solar energy in Hawaii, or trash recycling in Panama. There are literally hundreds of motifs available and to learn more about those, study a Motif Review, and if you can’t find what you like, you can always create your own.
The minimum investment is $250, which is the minimum to invest in any single motif. Each motif can be invested in as many as 30 different securities, and there is a transaction fee of $9.95 to either create a new motif, or to invest in an existing one.
[Image: Screen-Shot-2015-01-10-at-4.05.21-PM-1024x438.png]
5. Paying Off Debt
There are two reasons for leading off with the suggestion to pay off debt. The first is that you shouldn’t be investing small amounts of money if you have debt, especially unsecured debt or have money to save for emergencies.
The second is that paying off debt is one of the very best ways to lock in an above average and guaranteed rate of return on your money. This is especially true if the interest charge on a credit card balance is in double digits – there are no places available to the average investor to get double digit returns that are guaranteed.
Let’s say that you have a credit card with a balance of $1,000 with an interest rate of 15.99% per year. By paying that card off, you’ll lock in a nearly 16% rate of return on your money, virtually forever!
You can make that card go away faster by surfing the balance to one of the many credit cards with 0 interest.  This way each payment goes directly to the balance on the card and not to interest (these offers only last a limited time so pay them off fast!).
6. Your Employer Sponsored Retirement Plan
This is probably the easiest way to invest small amounts of money, or even if you don’t have any money at all. That’s because it’s generally set up as a payroll deduction, so that you can allocate a percentage of your paycheck to go to the retirement plan.
You can designate just about any amount of your paycheck that you choose – as low as 1% to 20% or more, depending on the rules established by the employer plan. In this way, you don’t even need to have a large nest egg to invest. You can just add small amounts to your account with each paycheck, and then begin investing in any types of investments that your available capital (and the employer plan) will permit.
Best of all are the tax benefits! Not only are your contributions tax-deductible, but the income earned on your investments will not be subject to income tax until you retire begin withdrawing money. In addition, if your employer offers a matching contribution, it will be like you get free money just for saving a little.
No matter how much money you have to invest, investing in your employer-sponsored retirement plan should be one of the first steps you take.
7. Your Own Retirement Plan
If you don’t have employer-sponsored retirement plan, you can almost always set up your own retirement plan. All you need to qualify is earned income. The two best plans for most people are either a traditional IRA or a Roth IRA. Much like an employer-sponsored retirement plan, any returns on investment that you earn are tax-deferred until you begin withdrawing the funds in retirement.
Also, contributions to a traditional IRA are generally fully tax-deductible. Roth IRA contributions are not tax-deductible, however withdrawals will be free from taxes as long as you are at least 59 ½ at the time the withdrawals are made, and you have participated in the plan for at least five years.
And though there is no employer matching contribution (since there is no employer), a self-directed traditional or Roth IRA can be held in a brokerage account that offers nearly unlimited investment alternatives.
You can contribute up to $5,500 per year to either a traditional or Roth IRA ($6,500 if you are age 50 or older), which means you can build up a substantial portfolio in just a few years.  Also with the best Roth IRA providers there is very low entry cost.
8. Prosper
[Image: prosper-loan-reviews-browse-notes.png]
Prosper works much the same as Lending Club. You can invest as little as $25, so you can spread a few hundred dollars across many different loans. There is also a state-by-state minimum net worth requirement here as well.
Prosper reports that the average annual return on a note approaches 16%, which is an incredible return on a fixed rate investment.
In the case of both Prosper and Lending Club there is risk of loss to your principal in the event that one or more loans you’re holding goes into default. There is no FDIC insurance protecting your investment the way it would with bank investments.  I also did Prosper reviews for both borrowers and lenders.  You can get full details of the platform there.
9. US Treasury Securities
If you are looking for a more conservative investment, one where your principal is protected from market swings, you can invest in US Treasury Securities. These are debt obligations issued by the United States Treasury Department, to fund the national debt. Securities have maturities ranging from 30 days to 30 years (longer term maturities do involve a risk of principal if you sell before maturity).
You can invest in these securities through the US Treasury’s Department’s portal Treasury Direct. By using the portal, you’ll be able to buy US government securities in denominations as low as $100. You can sell your securities there as well, and there are no early withdrawal penalties for doing so.
You can also use Treasury Direct to buy Treasury Inflation Protected Securities (TIPS) too. These not only pay interest, but they also make periodic principal adjustments to account for inflation based on changes in the Consumer Price Index.
10. Investing in Your Own Skills
Are there any skills that you could acquire that could bring you up to the next level in your career? Think in terms of learning a new computer application, a foreign language, or taking a public speaking- or sales-course.
It’s possible that you could acquire certain career enhancing skills that would enable you to either get a promotion on your current job, or even transfer to a new, higher paying position with another employer. A few hundred dollars is often all it takes to take a course to learn that kind of skill.
11. Dividend Reinvestment Plans
Better known as DRIPS, these are plans that allow you to invest small amounts of money into stocks of companies that pay dividends. Many large companies offer DRIPS, so if you want to invest directly in stocks, and you like certain companies, you can invest in those companies – usually without having to pay any kind of investment fees.
DRIPS typically allow you to build your investment over time by making periodic contributions. Often, this can be done using payroll deductions. This can also be an excellent way to dollar cost average your way into large investments in major companies. And when you earn dividends, the money will automatically be reinvested to buy more company stock.
12. Low Minimum Investment Mutual Funds and ETFs
Different mutual funds and ETF’s have different initial investment minimums. Many do require that you have several thousand dollars to open an account, but there are some that allow you to start an account with far less.
For example, there are some funds available through Scottrade that require a minimum as low as $100. An example is the Schwab Total Stock Market Index (SWTSX). With a required minimum that is that low, you could spread $1,000 across 10 different funds.
You can check with any large mutual fund families, and even some investment brokerage firms, to see which funds are available with a minimum initial deposit of $1,000 or less. You may find index funds to be your best bet, since they represent the best play on the entire market.
13. Loyal3 For Individual Stocks
Loyal3 is a limited investment platform, but an excellent place to start for a small investor. To begin with, you can invest in stocks with as little as $10. Loyal3 even allows for the purchase of fractional shares. The platform offers you an opportunity to purchase stock in one of the 66 companies they currently have available on the site. But those companies represent virtual household names in stocks – Microsoft, Apple, Walmart, Time Warner, and many more. And you can both buy and sell those stocks with no commissions or other transaction fees.
The disadvantage is that it is not a diversified investment platform. You can only invest in the stocks that they have available on the site. There are no mutual funds or ETF’s, nor any bond offerings. However, the low minimum initial investment and the absence of fees, makes Loyal3 a perfect platform for a small investor to purchase stocks in major companies.
14. Online Brokerage Firms
It can come as surprise to many small investors that you can actually open up an account with an online brokerage firm with $1,000 or less.
For example, the minimum initial deposit to open an account with Charles Schwab is $1,000 but even that can be waived if you set up an automatic monthly transfer of $100 through direct deposit or Schwab MoneyLink or open a Schwab Bank High Yield Investor Checking account linked to your brokerage account.
In addition, you can open a brokerage account with E*trade with as little as $500. And TD Ameritrade has no minimum initial deposit to open a new account.
The advantage of investing through a brokerage firm is that will provide you with a wider variety of investment choices than you can generally get through direct investments alone. Check out some or our great investment brokerage reviews for your reference: TradeKing Review and OptionsHouse Review.
15. Your Own Business
[Image: start-a-business.jpg]
I’ve discussed investing in other businesses so far, but if you’re looking to invest small amounts of money, investing in your own business could prove to be the best choice of all. After all, who better to invest in than yourself?
For example, for a few hundred dollars you can buy a decent lawnmower, and start cutting lawns to generate income.With that few hundred dollar investment you could have more than five thousand dollars to invest in no time.
You could also start a website, dedicated to selling a certain product line. Or you can start a blog and use it to create affiliate sales arrangements. If it’s something you might enjoy doing, you could go to garage sales, estate sales, flea markets and thrift stores, and by unusual goods and sell them at a profit on eBay or Craigslist.
With advances in technology, and the growth of the Internet, it’s easier than ever to start your own home based business on a shoestring. If you only have a few hundred dollars to invest, investing in starting your own business could be the most profitable venture of all. Many business owners start out by picking up a part time job or side hustle to make extra cash to get their business up and going. A great side hustle is to become an Uber driver, you can create your own schedule and just sit back and drive and earn extra cash to throw at that dream of yours!
So here you have 15 ways to invest small amounts of money, so there’s nothing stopping you from investing in something. Investing is one of those activities where the most important step is getting started, and here are the ways you can do it.
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  The 14 Best Low Risk Investments for High Return
Posted by: Baypress - 10-20-2018, 09:28 PM - Forum: World Investments, partnerships & Income opportunities - No Replies

With the rising cost of living, it’s imperative that we invest, whether that’s $10,000 or $100,000. And, obviously, when we invest our hard-earned dollars, we want to generate high returns while enduring little risk.
Possible?
Well, to a point. In terms of returns, there are better low-risk investments than others, but it is definitely still true that the higher return you want, the more risk you’ll have to accept.
But as you near retirement, or if you’re saving for your high school senior’s college fund, your appetite for risk drops precipitously. You simply cannot afford to see a huge drop in the market right before you need to begin withdraws.
The top 14 best low risk investments with the highest returns:

  1. Peer to Peer Lending
  2. High Interest Savings
  3. Credit Card Rewards
  4. Certificate of Deposit
  5. Annuities
  6. Treasury Inflation Protected Securities (TIPS)
  7. Money Market Funds
  8. Municipal Bonds
  9. U.S. Savings Bonds
  10. Cash Value Life Insurance
  11. Online Checking Account
  12. Bank Bonuses
  13. Dividend Paying Stocks (medium risk)
  14. Preferred Stocks (medium risk)
 
When it comes to investing with a low appetite for risk, you will face a wide array of options, and it can be confusing trying to determine which is best. Here are a few of the best low risk investment options, some that even let you earn a respectable return with almost no risk at all.
1. Peer-to-Peer Lending
P2P Lending is a completely different type of investment, it is also one of our highly recommended short term investments as well.
Instead of buying shares in a company (and its future profits) you are lending your money to someone else with the hope they will pay you back. If you screen your loans poorly, peer to peer lending can be extremely risky. However, screening properly and choosing only the best rated loans is a great way to secure a decent return with little risk on your part.
For example, one of the most popular peer to peer lending platforms, Lending Club, is averaging a default rate of just over 5%.  If you screen your loans well and avoid some of these defaults, then you can earn some really nice returns.
[Image: lendingclub_logo.png] [Image: five-stars.jpg]
Open an account
  • Quick Look
  • Peer-to-peer lending, which matches borrowers with investors willing to fund their loans
  • $1000 minimum investment
  • Average returns between 5.06% and 8.74%
  • Best suited for investors who want higher returns without the risk of the stock market
Fortunately, peer to peer lending companies have worked to offer screening tools and portfolio settings for your investment gain. Instead of having to go through every single loan (which you can still do), their online tools allow you to target a certain rate of return and search only through loans that fit the bill.  I have been investing in Lending Club and Prosper for several years and have had less than 3% default rate while getting a total annual return (after defaulted loans) of 8.33%.
What is even better is that you can invest as little as $25 in a loan to get started. So, if you want to avoid the bulk of potential risks – or simply spread it around – you can spread your investments out over hundreds of different loans if you want.  I had one friend make a 5,000 dollar investment in Lending Club and was able to buy into 200 different loans. Now that is diversification!
If lending money on the internet sounds scary, you can rest assured it isn’t. This is mainly due to the superiority of the company’s collection process. Lending Club in particular has done a great job in setting up their collection practices in order to protect their investors. (Lend Academy did a great interview with LC’s Head of Collections.)
Learn more about how I did with P2P lending in my review of LendingClub or Prosper or get started with peer-to-peer lending with companies like Lending Club and Prosper. Depending on your appetite for risk and how much capital you have to invest, you could score some decent returns without the stress that comes with high risk investments.
2. High Interest Savings Acounts
If you’re looking for a risk-free way to earn some interest on your money, a high yield savings account might be your answer. With these accounts, you’ll earn a nominal amount of interest just for keeping your money on deposit. Other than opening your account and depositing your money, this strategy requires almost no effort on your part, either.
The best high yield savings accounts offer competitive interest rates without charging any fees. When choosing an account, you’ll also want to look for a bank with a good reputation for providing quality customer service, easy access and online account management, and easy deposits. If you’re interested in my thoughts on which bank to go with, check out this post:

3. Credit Card Rewards
The idea that credit card rewards could provide a low-risk return on your money might sound preposterous, but it’s not that off the wall when you really think about it. By picking up a cash back credit card, you earn “points” that translate into real money. And in reality, the “rewards” you earn with some of the top cards are far more lucrative than anything you might earn with a Certificate of Deposit or online savings account.
Here’s how these offers work:
Let’s say you picked up a Chase Sapphire Preferred® card and put your regular spending on it to earn the signup bonus. Once you spent $4,000 on your card in 90 days, you would earn 50,000 points worth $500 in gift cards or cash back. If you spent that $4,000 on bills you would normally pay like groceries, daycare, or utilities, and paid your card off right away, this is the closest thing to “free money” you’ll ever find!
  • Chase Freedom® – The Chase Freedom® card offers $150 in free money after you spend just $500 on your card within 90 days. In addition to the signup bonus, you’ll also earn 5x points on your first $1,500 spent in categories that rotate every quarter, plus 1x points on everything else. Redeem your point for statement credits or gift cards, or use them to shop directly on Amazon.com.
  • Chase Freedom Unlimited℠ – The Chase Freedom Unlimited℠ offers an alternative to the traditional Chase Freedom card. With this new card option, you’ll earn an unlimited 1.5% cash back for every dollar you spend. In addition, you’ll also get a $150 signup bonus after you spend just $500 on your new card within 90 days. If you don’t like keeping track of rotating categories, this card is an excellent alternative. Best of all, there is no annual fee.
If you want to learn more about the easy money you can score with credit card rewards, check out our guide on the best cash back credit cards.
4. Certificate of Deposit
No matter how hard you look, you won’t find an investment more boring than a Certificate of Deposit. If you’re in the market for one of these low-risk investment vehicles, you can get one through your bank, credit union, or even through your investment broker.
With a Certificate of Deposit (CD), you deposit your money for a specific length of time in exchange for a guaranteed return on your money no matter what happens to the interest rates during that time period.
As long as you get a certificate of deposit with an FDIC insured financial institution, you are guaranteed to get your principal back as long as your total deposits at that specific financial institution are less than $250,000. The government is guaranteeing you cannot have a loss, and the financial institution will give you some interest on top of that.
How much interest you earn is dependent on the length of the CD term and the current interest rates when you purchase your CD. Interest rates are generally fairly low at the moment, but you can usually get more interest if you get a certificate of deposit for a period of at least 1-2 years.
Earn a risk-free return on your cash with a Certificate of Deposit. You can open a CD with great interest rates with: 5. Annuities
Annuities are a point of contention for some investors because shady financial advisors have over-promoted them to individuals where the annuity wasn’t the right product for their financial goals. They don’t have to be scary things; annuities can be a good option for certain investors who need help stabilizing their portfolio over a long period of time.
If you’re in the market for an annuity, however, be aware of the risks and talk with a good financial advisor first. Annuities are complex financial instruments with lots of catches built into the contract. Before you sign on the dotted line, it’s important to understand your annuity inside and out.
There are several types of annuities, but at the end of the day, purchasing an annuity is on par with making a trade with an insurance company. They’re taking a lump sum of cash from you. In return, they are giving you a stated rate of guaranteed return. Sometimes that return is fixed (with a fixed annuity), sometimes that return is variable (with a variable annuity), and sometimes your return is dictated in part by how the stock market does and gives you downside protection (with an equity indexed annuity).
If you are getting a form of guaranteed return, your risk is a lot lower. Unlike the backing of the Federal government, your annuity is backed by the insurance company that holds it (and perhaps another company that further insurers the annuity company). Nonetheless, your money is typically going to be very safe in these complicated products.
6. Treasury Inflation Protected Securities (TIPS)
The US Treasury has several types of bond investments for you to choose from.
One of the lowest risk is called Treasury Inflation Protection Securities, or TIPS. These bonds come with two methods of growth. The first is a fixed interest rate that doesn’t change for the length of the bond. The second is built-in inflation protection that is guaranteed by the government. Whatever rate inflation grows during the time you hold the TIPS, your investment’s value will rise with that inflation rate.
For example, you might invest in a TIPS today that only comes with a 0.35% interest rate. That’s less than certificate of deposit rates and even basic online savings accounts. That isn’t very enticing until you realize that, if inflation grows a 2% per year for the length of the bond, then your investment value will grow with that inflation and give you a much higher return on your investment.
TIPS can be purchased individually or you can invest in a mutual fund that, in turn, invests in a basket of TIPS. The latter option makes managing your investments easier while the former gives you the ability to pick and choose with specific TIPS you want.
Want to protect your portfolio from inflation? Purchase TIPS through a great broker like: 7. Money Market Funds
A money market fund is a mutual fund created for people who don’t want to lose any of the principal of their investment.
The fund also tries to pay out a little bit of interest as well to make parking your cash with the fund worthwhile. The fund’s goal is to maintain a Net Asset Value (NAV) of $1 per share.
These funds aren’t foolproof, but they do come with a strong pedigree in protecting the underlying value of your cash. It is possible for the NAV to drop below $1, but it is rare.
You can park cash in a money market fund using a great broker like TD Ameritrade, AllyBank, and E*TRADE or with the same banks that offer high interest savings accounts. While you may not earn a lot of interest on your investment, you won’t have to worry about losing vast amounts of your principal or the day-to-day fluctuations in the market.
8. Municipal Bonds
When a government at the state or local level needs to borrow money, they don’t use a credit card. Instead, the government entity issues a municipal bond. These bonds, also known as munis, are excempt from Federal income tax, making them a smart investment for people who are trying to minimize their exposure to taxes. Most states and local municipalities also exempt income tax on these bonds, but talk to your accountant to make sure they are exempt in your specific state.
What makes municipal bonds so safe? Not only do you avoid income tax (which means a higher return compared to an equally risky investment that is taxed), but the likelihood of the borrower defaulting is very low. There have been some enormous municipality bankruptcies in recent years, but this is very rare. Governments can always raise taxes or issue new debt to pay off old debt, which makes holding a municipal bond a pretty safe bet.
You can buy individual bonds or, better yet, invest in a municipal bond mutual fund at brokers like: 9. US Savings Bonds
US Savings Bonds are similar to Treasury Inflation Protected Securities because they are also backed by the United States Federal government. The likelihood of default on this debt is microscopic which makes them a very stable investment.
There are two main types of US Savings Bonds: Series I and Series EE.
Series I bonds consist of two components: a fixed interest rate return and an adjustable inflation-linked return. They are somewhat similar to TIPS because they have the inflation adjustment as part of the total return. The fixed rate never changes, but the inflation return rate is adjusted every 6 months and can also be negative (which would bring your total return down, not up).
Series EE bonds just have a fixed rate of interest that is added to the bond automatically at the end of each month (so you don’t have to worry about reinvesting for compounding purposes). Rates are very low right now, but there is an interesting facet to EE bonds: the Treasury guarantees the bond will double in value if held to maturity (which is 20 years). That equates to approximately a 3.5% return on your investment.
If you don’t hold to maturity you will only get the stated interest rate of the bond minus any early withdrawal fees. (Another bonus to look into: if you use EE bonds to pay for education, you might be able to exclude some or all of the interest earned from your taxes.)
Looking to purchase some Series I or Series EE Bonds? You can do that directly through TreasuryDirect.gov.
10. Cash Value Life Insurance
Another controversial investment is cash value life insurance. This insurance not only pays out a death benefit to your beneficiaries when you die (like a term life insurance policy), but also allows you to accrue value with an investment portion in your payments. Whole life insurance and universal life insurance are both types of cash value life insurance.
While term life insurance is by far a cheaper option, it only covers your death. One of the best perks of using cash value life insurance is the accrued value can not only be borrowed against throughout your life, but isn’t hit with income tax. While cash value life insurance isn’t for everyone, it is a clever way to pass some value onto your heirs without either side being hit with income tax.
11. Online Checking Account
Just like high yield savings accounts, online checking accounts let you earn small amounts of interest on the money you deposit. If you’re going to park your money in the bank anyway, you could surely appreciate earning some interest along the way. Best of all, many online checking accounts charge zero or minimal fees to get started.
When looking for an online checking account that actually lets you earn interest, look for a bank with excellent customer service, a user-friendly online interface, and competitive interest rates. If you want utmost flexibility, it’s also important to seek out an account that doesn’t impose account minimums or deposit requirements. And if you want to withdraw money frequently, you’ll want to make sure you have access to local, no-fee ATMs as well.
12. Bank Bonuses
If you have some extra money you won’t need for a while, you can occasionally earn some free cash with a bank bonus. Most banks will offer a bonus as an incentive for you to sign up, and these bonuses can be worth several hundred dollars on their own.
Bank bonuses are sometimes regional, however, and can depend on the local banks in your area and the products they offer. I have seen Capital One offer bonuses worth $50 or more, and Chase Bank is almost always offering a $150 or $250 bonus for individuals who open a new checking or savings account.
In exchange for your bank bonus, you’ll be asked to keep your money on deposit for anywhere from 6 to 18 months. In addition, you may have to set up direct deposit to your new account, or use a bank-issued debit card for a certain number of transactions within the first few months. Just remember to read through all the fine print to learn about any fees that might be levied and how you can avoid them.
By jumping through these hoops, you can usually earn a few hundred dollars for your efforts. Best of all, you won’t have to worry about losing a single cent of your deposit. And if you decide not to keep the account for the long haul, you can always close it once you earn the bonus and meet all of the bank’s requirements.
13. Dividend Paying Stocks and Mutual Funds
One of the easiest ways to squeeze a bit more return out of your stock investments is simply to target stocks or mutual funds that have nice dividend payouts. If two stocks perform exactly the same over a given period of time, but one has no dividend and the other pays out 3% per year in dividends, then the latter stock would be a better choice.
Of course, picking individual stocks isn’t easy (use some of the trading tools at Scottrade or E*TRADE to help you target dividend stocks) and comes with risk that the company may falter and take your investment down with it. A safer bet would be to invest money into a dividend stock mutual fund. With this type of mutual fund, the fund company targets stocks that pay nice dividends and does all of the work for you. You also get diversification so that one or two stocks can’t tank your entire investment.
Want to add some dividend paying investments to your portfolio? TD Ameritrade, AllyBank, and E*TRADE can help you narrow your investment selections down to these types of investments.
14. Preferred Stock
Adding on to the dividend stock theme is preferred stock. Preferred stock is a type of stock that companies issue that has both an equity (stock) portion and a debt portion (bond). In the hierarchy of payouts to forms of investments, preferred stock sits between bond payments (which come first) and common stock dividends (which come last).
Preferred stock are not traded nearly as heavily as common stock, but do have less risk than the common stock. It is just another way to own shares in a company while getting dividend payments.
You can track down preferred stock investments at: The Bottom Line
As you get closer to retirement, it’s important to reduce your risk as much as possible. You don’t want to start losing capital this late in the game; since you have many years of retirement ahead of you, you want to preserve your cash.
The best low risk investments can help you do just that. By letting you earn nominal amounts of interest on your money with little risk, you can help your nest egg keep up with inflation without losing your shirt. Just remember to read the fine print and educate yourself along the way. And if you’re ever in doubt over an investment product or service, speak with a qualified financial advisor and ask as many questions as you can.

Check out some of our great reviews to help you get a better grasp on what will meet your investment needs: Leave a comment
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  The Most Profitable Investment in the History of the World
Posted by: Baypress - 10-20-2018, 09:27 PM - Forum: World Investments, partnerships & Income opportunities - No Replies

Editor’s Note: If you’ve been reading International Man, you know a digital currency revolution is underway. Many of these currencies have doubled or tripled in value in recent months. Others are up thousands of percentage points.
It’s like nothing we’ve ever seen.
Many folks are now wondering if this is the opportunity of a lifetime or a bubble. To help answer this question, we’re sharing a recent essay from Doug Casey’s friend and colleague Bill Bonner. I encourage you to read this essay closely if you’ve ever thought about buying digital currencies.


Today, let’s talk about cryptocurrencies – private digital currencies that use encryption to operate without the need for banks and central banks.
Herewith begin two days of thinking about why we should spend two days thinking about them.
We began our research yesterday:
“How much have you lost so far?” we teased one of our sons.
He is a big fan of cryptocurrencies and has invested not only his own money, but also some of the family money.
We thought it was a bad idea, little different from gambling. But heck, the kids need to learn to make good financial decisions.
How do you learn to make good ones?
By making bad ones!
Recommended Link
[img=80x0]https://d24g2nq85gnwal.cloudfront.net/images/170815imad1.jpg[/img]
WARNING: Danger coming to the markets
This is an urgent public warning from Stansberry Research. One of the largest companies on the market could soon plummet to $0. If you choose to ignore this warning, you do so at your own peril. Read this warning now and take action immediately.


“Heh-heh… Are you kidding, Dad? I’m glad we didn’t follow your advice.
“Bitcoin went up 10% on Saturday. We’re up $100,000 in the family account, since the end of June. That’s a 39% gain since we started. My account has done much better. But I started earlier.
“Look, cryptocurrencies are the most profitable investments in the history of the world. In 2010, if you just put $100 into bitcoin, today you have about $6 million.
“The Winklevoss twins – the brothers who sued Mark Zuckerberg over the origins of Facebook – have made billions. And ordinary people are getting rich overnight. This is no joke. I put $1,500 into one of these crypto startups. It was worth $36,000 in just a few days.
“At first, there were just a few libertarian nerds investing in cryptos. Now, there’s big money. If you can get a 10% gain in 24 hours, you’re going to get a lot of fast money moving in and out. And the crypto startups go much further, faster.
“That ‘fork’ they just had in Bitcoin. It created a new cryptocurrency, Bitcoin Cash, which went from being worth nothing to $363 in a matter of hours.
“So a guy with $10 million to play with, for example, might put it into a new ‘coin.’ The coin then shoots up and draws in other speculators. And then, he might pull out – in less than 24 hours – with a $10 million profit.”
“Well, I suggest you sell out now… while you can,” father offered sage advice.
“This looks like a bubble.”
Cash-and-Carry
“Dad, you just don’t understand,” continued our son.
“Yes, it looks like a bubble. And, yes, it’s like buying a lottery ticket. Because you can just put a few bucks into a new crypto and you could be a millionaire in a few months. Or you could lose all your money.
“But at the same time, it’s not like a lottery ticket at all. Because there’s something happening that has never happened before. It’s an evolutionary leap in money itself.
“It’s like the early days when people found gold and began using it as money. They picked it up off the ground. It was worth nothing. Then, it became valuable as people realized its value as money. The same thing is happening with cryptocurrencies today.”
As near as we have been able to tell, when goods and services pass from one physical hand to another set of fingers, gold (or gold-backed tokens) is the best form of money. Cash-and-carry. You don’t need to know anything about your counterparty. His money is good money; that’s all that matters.
That’s what made modern civilization possible. But in the credit-based dollar economy, the hands disappear.
Instead, there are computer connections… and elaborate, costly barriers: your mother’s maiden name, telephone calls, source of funds verification, security codes, FATCA [Foreign Account Tax Compliance Act] reports, bank exchange fees, transaction fees, bank account fees, negative interest rates, tax inflation… and even hyperinflation.
The advantages of cash are lost.
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Why Aren’t Retirees Being Told About These “Blacklisted” Retirement Stocks?
On June 9th, Congress passed a law that is going to crush retirees. The effects of the law created what we call a “Retirement Blacklist.” Many retirement savers are now effectively restricted from investing in some of the most lucrative stocks in the market. But you don’t have to be one of them. Take this simple step that lets you take advantage of this new law.


Better Form of Money
Cometh the cryptocurrencies and cometh a revolution. But what the crypto innovators discovered in the world of the future was the past.
Here’s economist George Gilder in his latest book, The Scandal of Money:
itcoin’s mysterious, pseudonymous founder, one “Satoshi Nakamoto,” specifically mimicked gold in developing his digital money, which becomes more difficult to “mine” with the passage of time. Its value, like gold’s, is ultimately based on its scarcity. It is not a competitor with gold but an Internet money that simulates the properties of the monetary metal and offers a path toward a gold-inspired standard for the net.
The key feature of gold and bitcoin is that they are both tethered to the real world – the world of splinters and time.
“It takes energy – in the form of computer processing power – to ‘mine’ bitcoin,” our in-house enthusiast continued.
“The more of them you mine, the more time and energy it takes to discover the next one. It’s like gold. You have to go farther… and deeper… to find the next ounce. And now, some of the most powerful computers in the world are mining bitcoins.
“But since the supply of bitcoins is strictly limited to 21 million, they remain in tune with the rest of the world, where real resources – and time – are also limited.
“Governments can’t increase the supply of time. Central banks can’t increase the amount of real money. With bitcoin, no one can inflate the supply or use it to manipulate the stock market. It really is a better form of money… and people are gradually coming to realize it.
“It’s going to be a wild ride. But we’re on this train whether we want to be or not. The advantages of cryptocurrencies over the government’s money are so huge… they’re unstoppable now.
“Think about it… Cryptocurrencies like bitcoin do away with the need for banks altogether. And no central bank controls the supply.
“Meanwhile, you can do business with anyone anywhere in the world for just a tiny fraction of what it would cost via the banking system.
“And cryptocurrencies protect your identity. You don’t have to reveal your name, address, Social Security number, etc.
“Too much toothpaste is already out of the tube. From a financial point of view, this is probably the biggest breakthrough… the most liberating breakthrough… since the discovery of gold.”
More to come…
Regards,
[Image: bill-bonner-sig.png]
Bill
[b]Editor’s note:
Colleague and self-described “bitcoin bull” Teeka Tiwari spent all of last year traveling the world to learn everything he could about this booming crypto market.
Teeka and his team recently uncovered another digital currency that costs a fraction of bitcoin’s price… with even more upside. It’s being tested by banks, and Microsoft recently announced it will allow over 3 million of its developers to work on the currency’s network.
To learn about Teeka’s favorite “ground floor” alternative to bitcoin, and how you can buy it, watch his presentation here.
[/b]

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  What is the most secure and profitable investment in the world?
Posted by: Baypress - 10-20-2018, 09:27 PM - Forum: World Investments, partnerships & Income opportunities - No Replies

[Image: main-thumb-191014080-50-zmirmmhnhydmgcsy...cvjmm.jpeg]
Mark Ferguson, Founder InvestFourMore, Real estate Investor and Broker at Blue Steel Real Estate
Answered Jun 17

For me it is real estate. I think real estate in the right countries is one of the most secure investments. It also can be extremely profitable. I have bought 20 rentals that range from single family homes to a 68k square foot commercial property. I make $12,000 a month from those after all expenses including mortgages. I have spent less than $200,000 to make close to $150,000 a year. How is that even possible?

  1. One of the great advantages of real estate is the ability to finance it. You can get long-term loans with low rates on most real estate. Should you Pay Cash or Get a Loan on a Rental Property?
  2. You can buy real estate below market value. I also flip houses and did 26 flips last year. Every house I buy I get an awesome deal on. You buy a house that is worth $150,000 for $100,000. How to Find a Great Deal on an Investment Property
  3. You should be making money every month on your rentals. I make that $12,000 after paying taxes, insurance, a mortgage, vacancies, maintenance, property managers, and more.
  4. Rentals have amazing tax advantages. What are Tax Advantages of Rental Properties? - Invest Four More
  5. You can refinance the properties after adding value to get most of all of your cash back out. Using the BRRRR Method to Buy Rentals | Invest Four More
I got great deals on my properties. Fixed them up. Rented them. Then refinanced many of then to get my money back out so I could buy more. What is the catch? It is not easy finding the right banks, finding great deals, or the right markets to invest in.
How safe is real estate?
A lot of people remember the last crash in the US. Most people think most real estate investors lost everything, but that is not true. Some did, but many made it through just fine. How Many Real Estate Investors Went Bankrupt in the Housing Crisis?
I feel I am making very safe investments with real estate.
  • Even after refinancing I have at least 25 percent of the value in equity. On most properties I have much more.
  • I make money every month on rent. My rent is much higher than the expenses.
  • I have long term loans in place that cannot be called due in less than ten years (most 30 years).
If the housing market were to crash I don't have to sell my properties because they will keep making money. Rents may not even go down during a crash. I also don't see another crash coming anytime soon. Will Unaffordable Housing in the USA Cause a Housing Crash? - Invest Four More
The investors that got into trouble in the last crash did so because they overleveraged, had no cash flow, and short term loans.
Part of my big commercial property.

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  4 Best Investments To Make In 2018
Posted by: Baypress - 10-20-2018, 09:25 PM - Forum: World Investments, partnerships & Income opportunities - No Replies

It’s the dawning of a new year and you finally have some money to invest. Perhaps you just got a raise. Or, maybe an end-of-year bonus is burning a hole in your pocket. Either way, you need to be smart about investing if you want those extra dollars to count.
[Image: https%3A%2F%2Fspecials-images.forbesimg....it%3Dscale]
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The problem is, you have no clue where to invest your cash. While you’re aware of the myriad investing options available, the sheer number of possibilities is overwhelming.
In the investing world, this is called “paralysis by analysis.” You spend so much time analyzing your options that you wind up putting it off and never investing at all. And eventually, the extra cash you set aside gets consumed by bills or unexpected expenses. In other words, life happens.
4 Investments You Should Absolutely Make in 2018
If you want to make sure your extra cash doesn’t disappear, you need to invest it right away. A certain amount of analysis is fine if it helps you find the right investment options for your goals, but you still need to act fast.

With that in mind, I wanted to share what I believe are the four best ways to invest your excess funds in 2018.

#1: The Stock Market
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Civic Nation BrandVoice
When Impact Works: Digital Convenience Meets Real-Life Action

While “invest in the stock market” is some of the most basic advice you’ll ever read, please hear me out on this one. While everyone knows that investing in the stock market has historically paid off, there are far too many people who don’t trust the financial markets and choose to sit on the sidelines altogether.
Then there are people who think the stock market is so overvalued right now that they would be crazy to jump in. But, here’s the thing: Nobody is telling you to pour every extra cent you have into stocks. Instead, I’m suggesting you invest small sums of money over time using a method called “dollar cost averaging.”
Dollar cost averaging requires us to trickle our money into investments over any length of time. It could be 12 months. It would be 18 months. Heck, it could be five years.
Colorado financial advisor David Henderson of Jenkins Wealth goes further to explain how dollar cost averaging works: “When the market is high, you buy fewer shares and when the market is low you buy more shares,” he says. This means that, over time, you will have a lower average share price using this method. Obviously, it’s easy to see why this would be beneficial.
Now that we’ve talked about the importance of investing in the stock market, let’s talk about exactly where to invest your money. What are the best tools and vehicles we can use?
This is yet another situation where the options are overwhelming. Still, I typically suggest people get their feet wet with mutual funds or ETFs.
If you have a financial advisor working on your behalf, they may be able to weed out the well-performing actively managed mutual funds from the ones that aren’t doing so great. Otherwise, you can invest in index funds, which are not actively managed but have a long history of solid returns.
If you have a brokerage account already, then you may want to stick with it. Otherwise, you’ll need to find a new place to help you invest your funds. One company I always suggest is Betterment. With Betterment, your money can be invested in ETFs and they don’t charge a fee for managing these for you. Plus, they actually pick the ETFs you invest in based on your appetite for risk, investing goals, and other factors.
What does that mean? That means that you can invest your hard-earned money, then sit back and enjoy the returns and let them do the hard work.
If you want to have more control on your investments, online brokerage firms like Ally Financial, TD Ameritrade and E-Trade make it easy to stay in charge with low fees and easy-to-use platforms.  Plus, there are a multitude of other "robo-advisors" to choose from.
As a final note, there’s one more simple way to invest in the stock market with even less effort – boosting how much you contribute to your work-sponsored retirement account. Arizona financial planner Charles C. Scott says this may be your best option yet – especially if you’re not contributing enough to get a match from your employer.
“Every dollar you contribute could get a dollar match,” says Scott. “That’s a 100% return on your investment.”
If you’re not making the most of your 401(k) or contributing enough to get a match, then you’re probably best starting there.
#2: Peer-to-Peer Lending
A second place to stash some of your excess cash this year is in peer-to-peer lending platforms like Lending Club and Prosper. With these companies, you’re able to loan money to individuals in small increments as if you were the bank. The best part is, you get to earn a pretty decent rate of return – usually upward of 6% or more.
As an investor in peer-to-peer lending, you’re investing in other people and their goals. It's comforting knowing you aren’t lending people you don’t know large sums of money. Instead, the money you invest is split up into increments as small as $25 over hundreds or even thousands of loans.
While it may seem strange to hear a financial advisor suggest people invest in peer-to-peer lending, I’m not the only one who sees the value in these platforms. Kansas City Financial Advisor Clint Haynes told me he supports peer-to-peer lending as an alternative to the stock market for a few reasons. First, these companies make it easy to sign up and get started. Second, your rate of return can range from 5 – 7 percent for safer loans and even more for riskier loans. Last but not least, you can typically open a new account with as little as $1,000.
#3: Real Estate
In addition to the stock market and peer-to-peer lending websites, a third investment strategy to consider this year is real estate. The thing is, I’m not suggesting everyone run out and buy an investment property. After all, not everyone is cut out to be a landlord.
I’m certainly not. I tried investing in physical real estate seven years ago and almost lost my shirt. I learned a lot of lessons from my foray into becoming a landlord, the biggest of which was that I don’t need that kind of stress in my life.
Fortunately, there are plenty of ways to invest in real estate without dealing with a physical property. One option to consider is investing in real estate notes. I got started investing into real estate notes because a really good friend of mine was crushing it with real estate and offering his friends the chance to invest.
He would buy a pool of real estate properties, and then investors like myself would invest money into his project. From there, he would manage the properties and pay me a dividend or interest off that money. For me, this has been an attractive way to invest money without having to be a landlord or deal with tenants.
Obviously, there is a ton of risk in a situation like this. You have to have a lot of trust to invest in real estate notes offered by an individual.
The good news is, there are other ways to invest in real estate outside of real estate notes. One option I’m really excited about is a company called Fundrise. Fundrise offers an investing scenario similar to the one above. They buy commercial properties and allow investors to invest small sums of money. Obviously, this is yet another hands-off investment. You may own part of a commercial real estate project, but you don’t even see or deal with the property itself.
Like Lending Club, Fundrise requires an upfront sum of around $1,000 to get started. Once you invest, however, Fundrise mostly lets you “set it and forget it.” Even better, you may receive a pretty hefty rate of return through this platform. On the company website, Fundrise claims its returns have averaged between 8.76% up to 12.42% over the last five years. Not too shabby.
Obviously, there is risk investing in a platform like this one, too. First off, the company is newer so it doesn’t have decades of data to share. Second, you’re letting a third party choose buildings and investments on your behalf, which means you’ve given up all control.
Regardless, I think it’s pretty cool that technology has allowed investors to get access to commercial properties in a way we haven’t been able to in the past.
#4: Invest in You
This last investment option might sound cheesy, but it’s one of the best investments anyone can make. By investing in yourself, you are improving the biggest asset you’ll ever have.
Believe it or not, there are a ton of ways to invest in yourself that don’t cost a ton of cash at all. One of the best ways to improve yourself could even be free if you have a library.
That’s right; read a ton of books! But, how many should you read? Minneapolis Financial Planner Morgan Ranstrom says that reading three to five books on successful personal finance strategies or leadership skills will absolutely make you smarter over the course of a few months.
If you have more time, you could read even more than that. If you’re not sure what to read, you could even consider signing up for Leaderbox – a monthly subscription service that includes books and leadership strategies curated by thought leader Michael Hyatt.
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It's been stated that CEOs of major corporations read 60 books per year on average. These guys and gals are managing businesses worth millions or billions, and they can still read 60 books a year. Imagine how busy they are. Now, ask yourself how busy you are.
If you dedicate yourself to reading just one book a month – 12 books per year – I promise you will be amazed at the results.
Of course, reading isn’t the only way to invest in yourself. Another investment you can make into yourself is in courses or investing into material that you can learn from other people. Trust me; everyone has something to learn.
Personally, I have found a lot of success via learning from others in my niche. Recently, I even paid $3,500 for a course on how to launch a successful YouTube channel. That might sound crazy to some people, but I have made investment back and then some already.
A third way you can invest into yourself is through personal coaching. I've done a few different ways. I went to a business and entrepreneurship coach for five years and spent a ton of cash that I could barely justify. The thing is, this investment paid off in spades – even though it was expensive.
You can also hire a personal coach to help you with whatever your goals are. There are career coaches. There are business coaches. There are fitness coaches. There are life coaches.
While coaching is expensive, it’s amazing what you can accomplish when you have someone to be accountable to.
Last but not least, don’t discount the idea of going back to school. Brian Behl, a Wealth Advisor with Bronfman Rothschild tells me he feels too many people overlook this option when it might be their ticket to long-term wealth.
Let’s say you could spend $10,000 on a designation or advanced degree but it increases your annual income by $10,000 or more. That’s an incredible rate of return, says Behl, but it becomes an even better investment when you consider how much more you’ll earn over 20 or 30 working years.
“While it would be great to invest these funds in your portfolio, there is no investment which is likely to pay off in this way,” says Behl.
And if you think you’re too busy to go back to college, don’t forget about online degrees says, Orange County financial advisor Anthony Montenegro of The Blackmont Group.
“Many of the country’s top-ranked schools also accommodate the busy professional by offering certificate and degree completion programs online,” he says. “If you’re interested in becoming more marketable to your current employer or want to explore opportunities with a competing company, consider carving out time to study for a graduate degree or specialized designation for your industry.”
Investing in yourself might sound cliché, and it is, but it’s a bet that could absolutely pay off. And if you want to make the most of your investments this year, betting on yourself is one of the smartest moves you can make.

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  14 of the Best Email Marketing Examples That Work
Posted by: Baypress - 10-20-2018, 09:22 PM - Forum: Go - Public (Promote to the world) - No Replies

Do you want to experience a dramatic growth in your business?
If yes, then you need to pay attention to this in-depth article. You’ll learn amazing new things about email marketing, and how it can push your brand to the spotlight.
In this 21st century, the method of reaching out to the target audience has changed. The way to get people to purchase your products and services is taking a new turn.
Trust me, email marketing is a game changer.
It’s a great opportunity to promote your app icon.
Throughout this article, you’ll see credible examples of email campaigns that helped new and existing businesses achieve tremendous success online.
Wait, are you wondering whether or not email marketing is still reliable?
Based on how much it cost to build your app, you should be using inexpensive marketing tactics to promote it.
In my own experience and testimonials from other brands, email marketing still remains the ultimate lead generation and sales technique in content marketing.
Marketing Schools stated that email among others generates up to $40.56 for every $1 invested.
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Therefore, it’s very safe to invest in and leverage email marketing to expand your business – because it’ll definitely pay off.
The effectiveness of email marketing can never be over emphasized. It’s faster, convenient and easily accessible anywhere.
Though with various social media networks like Facebook, Twitter, Linkedin, and more, many believe that if email marketing doesn’t work for them, they can easily switch.
But here’s what you should know…
Email marketing is not an option. Yes, you may decide to generate leads through Facebook Ads, Google AdWords, or native advertising, you’ll still build relationship with your target audience.
And this is where email communication comes in.
If you combine the engagement that you get from all social media platforms, I can boldly tell you that you’re 40x likely to gain new leads and increase conversions with email marketing.
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Kit for successful email marketing
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Getting Started With Email Marketing
If we begin to highlight the advantages of email marketing over social media, this article will be longer than this. So, let’s try and keep it brief.
As I recount several successes that brands have achieved through email communication, you’ll have no doubt or fear whatsoever. You’ll simply do it.
These strategies work really well if you just built a mobile application.
It doesn’t matter whether you’re a newbie or an established brand, all you need is the right email marketing strategy, coupled with these five focus areas to kick off your success ball.
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The right strategy gives you a step further, so that you can reach out to a massive audience.
While that’s happening, you’ll acquire new leads and retain existing customers by delivering immense value.
Make no mistakes, email provides the most direct communication with your target audience.
The sole purpose of sending follow up emails or newsletters to your audience is to build strong relationship with them, promote your products, and get new customers – since they’ve indicated interested in your offer by subscribing to your list
All these are channelled towards making sales and increasing revenue.
Before we delve into the case studies, you need to know that all email marketing software aren’t created equal. Some works better than the others in terms of user data collection and analysis, speed, accuracy, user friendliness, flexible templates, etc.
If you’ve to choose the right software, focus on the one that puts the recipient first. And aims to deliver emails that are free of SPAM.
And of course, choose a software that can handle different types of email campaigns (e.g., product promotions, newsletters, coupons and discounts for future sales).
Taking it a step further, here are the best email marketing examples from 14 trusted brands that work:
 
1. Runkeeper
This is one of my favorite examples, which inspires me at all times to keep building my email list.
First, a quick overview of Runkeeper.
Have you always wanted to keep tracks of what matters most to you? Well, we all do.
Runkeeper is a tool that helps runners keep flexible tracks. The tool helps people get out of the door and stick to it – running.
If you relate this to building an audience, then you’ll agree with me that the goal is to improve engagement with your audience.
According  to SmartInsight, 34% of marketer’s top priority in 2016 is to increase subscriber engagement.
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As you can see, Runkeeper’s audience need motivation from within. They don’t necessarily need any outside force to get them out of the door – and keep running.
Runkeeper understands email communication pretty well. With every communication, the brand aims to bring its users back – by being very friendly.
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Mobile App User Acquisition Tactics That Actually Work
At a glance, you can see that Runkeeper has a friendly strategy.
The email newsletter highlights latest improvements and benefits that users will get if they return. See: it uses persuasion power to entice lost prospects.
If you’re going to use this approach, then, your email should ignite the fire in users, especially those who no longer respond to your emails. Be gentle and communicate clearly.
Runkeeper uses phrase like “Hi friend” and “You rock”. These are words that can appeal to your customers. It’s welcoming, and makes them feel valued.
Avoid any form of aggression in your emails. If your subscribers aren’t engaging with your brand or emails, being aggressive or excessively demanding will further keep them running.
When people open your emails, they should feel excited to read it. Cognique confirms that 91% of customers checks their email daily. Therefore, do not shock them with aggression when they open their inbox.
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If you want them to come back to your blog, store, or attend your live event, be nice to them and focus on offering them benefits. This is a lesson that Runkeeper is trying to teach you.
Ideally, you should segment your email list so that your emails get to a select group of targeted recipients. This will surely increase open rate and click-through rate.
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Segmentation is also important. Emails you created for the new leads should be different from that of your loyal customers.
All of your email subscribers aren’t on the same stage of the customer buying cycle. And it’s your responsibility to cater to everyone of them.
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If you embrace and execute Runkeeper’s email campaign style, which may be informal or different from what you’re known for, but because it’s friendly and encouraging – you’ll win more customers.
 
2. UncommonGoods
To make it through email marketing, you may have to revisit your call-to-action. How your CTA is formatted determines whether or not your customers will take the right action.
One of the ingredients of effective call-to-action is a sense of urgency. Without sounding too pushy or desperate, you still have to nudge your customers to take action now, not later.
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UncommonGoods, an online retail store that sells unique gifts, jewelry, and home decor and more, garnished its email newsletter with “urgency.”
The brand shows how a sense of urgency should be formatted, designed and sent to customers – in a way to prompt them to act instantly.
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Humans don’t want to lose an opportunity. Psychologists call this the “Loss Aversion.”
Looking at the newsletter from above, you can see how urgent, simple, and direct the call to action is. Interestingly, this gets the recipients to take immediate action.
Unfortunately, if your email CTA lacks urgency, you have equally succeeded in fanning the hot desires of your customers to coldness. Maybe, the next time they visit, the interest may have worn out.
Which of these CTA copy is more appealing and persuasive to you:
“Don’t you think Mom would’ve liked a faster delivery?” and “Buy your Mom a present for mother’s’ Day!”
Truly, both of them are good, but when I read the first, I wish I could act now. So also will your customers.
UncommonGoods has developed a smart email strategy that convert sales faster, improves brands, get loyalty and trust. With a compelling website as this, the email campaigns need to be unique as well.
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The brand understands how to use customer appreciation, effective branding best practices, and urgency-based CTA to entice customers.
Email is still making waves in digital marketing world. All you need is an effective strategy to excel.
Millions of your target audience are already engrossed to emails. Recent data from Email Monday shows that email is the most popular activity on smartphones.
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If you ask me, I think that you should look into mobile marketing as well. Incorporate mobile into your email marketing strategy and you’ll see significant results. More so, mobile users are motivated group of consumers.
You can see how UncommonGoods uses smart marketing techniques to generate more sales and increase business revenue.
Follow the footstep of UncommonGoods, engage your customers with appreciation and urgency-based call-to-action. You’ll definitely improve open email open rate and increase sales.
3. Bonobos
If you want your target audience to be active, then you need to be interactive with your emails.
Interaction leads to action.
It gives your leads and customers a reason to stick to your brand.
Similarly, fun and curiosity are customers’ pain points that you must satisfy if you want to make impact and get more people to open your emails.
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In your email campaigns, create a simple and clear call-to-action. This is a smart way of inducing your target audience to click.
Bonobos showed an interactive and simple email campaign that inspires customers to action.
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As you can tell from the exact email sample above, the customer is only required to select the size, with a simple click and that’s all.
Truth be told, initiating engagement is the easy way to get customer’s attention.
Look at Bonobos email campaign, it looks so simple, doesn’t it?
But it works.
Can you build your email campaign this way? You’ll not regret it.
Ambiguous messages will disengage your email subscribers and customers. Break down your message and make it plain. Use simple words and terms that people understand.
Your email will get better results if you provides enormous value to to your customers. Bonobos knows this secret. Hence, they don’t send junks that land in the trash folder as soon as the recipient gets it.
On the flip side, sending too many emails to your customers will not work. In fact, it could piss them off. Respect their inbox.
SmartInsight confirmed that 2 – 3 post per month converts higher than bombarding your customer’s inbox everyday with emails.
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Another proven email style Bonobos uses in its campaign is good-looking graphics. Of course, these graphics are relevant to the topic. In all, visuals don’t fail, no matter the platform.
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4. Focus Pointe Global
Focus Pointe Global, a firm that has facilitated marketing research discussions for 25 years have a huge database of email audience.
The ultimate strategy is to convert casual leads into loyal focus group members. Because, then, 43% of them will spend more.
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And to make that happen, the firm decides to use a simple strategy, and in a few words, describe what their email campaign is about.
SIMPLICITY is key to Focus Pointe Global, and their email strategy.
See how simple Focus Pointe Global displayed its key word, “Online Survey Invitation.”
This is simple and clean, right?
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Also, Focus Pointe Global explained to its customers what they’re getting into, what the survey is all about, the benefits of taking the survey, duration of the survey, and where to begin.
Your email campaign should be similar or even simpler.
When critical information appears in the email subject line, and are provided in simple terms and short, it catches people’s attention as they scan through their email messages.
If your information is clear only at the end of your email, it’s a deadly mistake, because your audience may not be patient enough to read through. BTW: Who does?
Therefore, from the start, tell your viewers your focus point, so that they can make informed decisions quickly.
 
5. Amazon Local
Should I be honest with you?
All right, I’ve your permission now.
If you create simple emails, and include a single call-to-action, more people will take action. After all, they’re not required to do much.
Amazon Local does it well. Occasionally, the company sends out emails, requesting for user’s feedback. The interestingly aspect of it all all is that the CTA appears natural. It flows smoothly into the short email.
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As a retail brand, Amazon Local has a simple but great strategy that you can learn from. This enables the audience to click on a simple button or link and give their feedback.
From choices made by clicking “likes” and “dislikes”, Amazon Local will know exactly what users want. Your click becomes a request – therefore, emails that will be sent to you will be filtered to suit your request.
When users click on the “telling us” link above, they’re referred to the landing page below – where they’ll either select like, neutral, or dislike.
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More importantly, your call-to-action should agree with your landing page. And make sure that both are simple for the user.
Sadly, when CTA is clear but the landing page isn’t, it renders both useless. Let simplicity guide your steps.
But why is being simple in your emails so vital?
Well, isn’t it obvious?
Majority of your customers and email subscribers are lazy. They lack the courage to concentrate and read through. To solve this problem, draw their response by making them take simple action steps (e.g., like or dislike).
When writing your email subject line, focus on the benefit. Make it simple.
Here’s an infographic on subject line “do’s and dont’s”:
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By personalizing its offers and aiming to get user feedback, Amazon Local now knows the pain points of its customers and what they want. And the emails are well tailored for them.
Don’t neglect personalization. Econsultancy confirmed that up to 61% of customers are satisfied with your marketing campaign if you personalize it.
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Personalization is knowing and speaking to your target audience individually because their problems will never be the same.
It’s ideal to speak to your customers specifically, based on their needs and behavior. Don’t assume they all face the same problem.
When you adopt this strategy, your audience will read the emails sent to them, because, the content is relevant to them: they can see their “likes” – because you’ve filtered out their dislikes.
6. PayPal
PayPal is the world’s most popular payment processor, used by millions of small, midsize and multinational companies. I’m sure you use it too.
For a long time, PayPal uses email marketing to build quality engagement with users. You’ll see how creative and strategic the brand, throughout this section.
PayPal is unarguably the best payment processor that gives users a lot of benefits. And the company is proud to hone it.
Since 70% of customers prefer to receive content via email than other social media sources, according to Campaign Monitor, PayPal capitalized on it.
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Now, they understand that when people settle bills or receive payments, the underlying motivation or mindset is more important than the “money” itself.
PayPal documents customer’s journey before, during, and after processing payment.
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In like manner, when you send and receive funds from friends, clients, and other people, PayPal collects their data, documents them, and begins to build relationship via email.
Hey, this is a powerful growth strategy.
In the email template above, you can see that Paypal’s email marketing campaign connects food and friends, which we can relate with instantly.
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But as you already know, paying for meals for all your friends isn’t a good feeling, especially when you barely have enough to sustain you.
However, PayPal makes it easy, such that friends could contribute to pay using PayPal in 3 simple steps, with their smartphones.
Their strategy and simplicity attracts more users to PayPal to offset their bills, thereby leaving their contacts willingly but unknowingly. Great idea!
 
7. Harpoon Brewery
I can’t say this enough: email marketing success is driven by relationship. There’s a popular saying that “the money is in the list” – but the truth isn’t far fetched.
The money is actually in the relationship that you’ve built with your customers.
Come on, there is no better way to strengthen your relationship with existing customers, than to consistently send educational and inspirational emails – to show that you truly care.
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For instance, if you send emails to congratulate your customers during birthdays and wedding anniversary – they’ll feel honored.
Though, modern day emails are automated, yet, they’ll feel that you’re writing it to them right now. It sends a strong signal that you care.
When you send birthday messages to customers, you’re extending a hand of friendship. They‘ll respond invariably.
Make sure that your email is timely. Because you want to address the present issue (e.g., birthdays).
 
8. Rip Curl
Rip Curl is a globally recognized brand, which caters to surfers since 1969. The company values its users. With this as their main aim, they’ve worked tirelessly to ensure the satisfaction of their customers.
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Helping your customers find exactly what they’re looking for is an act you must cultivate, because when customers are satisfied with your service as shown in this chart, you’re likely to make more sales.
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Rip Curl is truly a successful brand, yet, they embraced email marketing and have extremely grown their market size.
After they launched an innovative and mind blowing wrist watch, which allows the user to monitor their surfing, register their top speed and distance, and easily  synchronise data with it for easy access, Rip Curl thought it wise to leverage email marketing.
As you’d expect, they generated a lot of sales through emails, and new customers who came through word of mouth subscribed to the list, too.
Here’s a sample of Rip Curl’s email:
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Although I’m not a surfer, but this email is so captivating and satisfying, if you ask me.
As a credible brand, Rip Curl is creative enough to develop an outstanding headline to power the email.
The headline is simple:
“Join the revolution.”
With this headline, it psychologically attracts the reader to read further in order to know what this revolution is about.
Nobody likes to be behind, we all strive to be in the moving train. This made a lot of people to act and purchase their own surf wrist watch.
At the end, the email campaign was successful, and generated a lot of sales. If you decide to use the Rip Curl’s email marketing example, then ensure that you inspire customers first – before asking them to buy.
9. Bonafide
Bonafide is a medical billing solutions company that assists medical practitioners, hospitals, health institutes in lead conversion. When it comes to lead nurturing, Bonafide uses email marketing to drive growth.
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Getting people to read your email is more important than sending it. It’s become a normal scenario to get not less than 15 emails in your inbox a day, and still find it difficult to read them.
According to Business Insider, it’s clear that “people either check email all the time, or barely at all.”
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We open emails we have no interest in, just to get them marked as read. And probably differentiate it from fresh emails that will soon come in. But we’re not engaged.
As a brand that listens to customers, Bonafide isn’t ignorant of this fact. In every email they send, there’s a section that reminds the recipients why they’re getting such emails.
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The first paragraph of their email reminds the customer about their previous activity with them. And further explains the specific reason, why they’re sending the email.
This makes it easier and faster for the reader to ascertain the usefulness of the email, and possibly take action.
 
10. jetBlue
No doubt jetBlue has one of the best email marketing campaigns you can ever think of. Here’s a sample of their email to subscribers. What would you do if you get such a beautiful email?
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See, the email evokes emotion. But there’s more: it’s engaging and useful. From the header to the call to action, they were able to hold the reader’s attention..
They used questions to draw the customer in. And they further made it more interesting by personalising the email.
This puts the customer at an advantage.
And finally they’re able to create a perfect call to action, by showcasing their service with a free gift that comes with it. You can glean a lot of lessons from jetBlue’s email campaign.
Gifts and discounts will always engage your customers via email. Data from Fit Small Business found that 70% of customers are more likely to try a new brand – because they offer discount or free gift.
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jetBlue succeeded in using the header, coupled with 3 amusing points and a strong call to action, to get recipients to act now, without forcing them.
 
11. Canva
I must confess that I’m a big fan of Canva. The most interesting aspect of their email – is its simplicity.
According to Credit Monkey, more people are likely to act, even without reading the whole content when it’s simple and clear – which is exactly what Canva did, and you can do it, too.
They also use large white spaces, which make their product well pronounced. Using an attractive color that’s different from the rest makes it more captivating and precise for readers to tell the focus point.
They always notify their subscribers each time they have a new layout design, just like the screenshot below.
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The email explains briefly the new layout and allows users to preview it. It doesn’t stop there, they further motivate subscribers to give it a try.
I got an email from them recently, when I was about going to bed. I was just rounding up with a couple of stuffs online. Even though I was so exhausted. But I managed to open up the new message pop up on my system.
I never realized how much time I’ve spent scooping through each of their layouts, till my alarm got my attention. It was definitely captivating.
12. Buzzfeed
Buzzfeed is popularly known for a lot of things like Cats, memes, funny things, technology, politics, and entertainment.
With this variety of options available to the readers, it becomes very difficult to detect specifically which topic/article a reader is interested in.
To tackle this problem, email segmentation would help. For example, Ebay used email segmentation to increase sales, according to Smart Insights.
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More so, brands and digital marketers will have a need for segmentation in 2016. [source]
Buzzfeed is smart. They employed an easier and optional way: They created lots of different newsletters, which readers can subscribe to depending on their choice.
Email segmentation is easy if the foundation is set aright. As you can see, the pattern of email is clearly chosen by the readers, specifying which topics/articles they would like to receive.
Of course, Buzzfeed records consistent traffic, engagement, and sales, because their emails goes to the target readers.
Similarly, Buzzfeed has an attractive way of presenting their emails, which makes it captivating even without an image.
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They usually have a well crafted subject lines and a simple preview text, short and straight to the point. With the subject line complementing the preview text, and vice versa.
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For instance, the screenshot above shows a subject line, which is a command. While the preview text appears to be the next logical thought to come after it.
Likewise when a question is asked in the subject line, the preview text comes like an answer to it.
 
13. Cook Smarts
I was at a friend’s place a month ago during my vacation. Although she’s not a certified chef, but she loved to spend time in the kitchen.
Which I so much loved about her, because she has a perfect way of arousing your appetite with her meal, even when you don’t feel like…
But after a period of time, I noticed that she spends lots of time on her phone. Even when she’s in the kitchen.
The most surprising event, was the day I entered the kitchen unnoticed. I stood there close to half an hour, without her noticing my presence.
I became very curious to know what exactly she was doing with her phone, so I slowly tip-toed close to her, only to discover she was just glancing through a bunch of recipes.
Unbelievable!
Upon further inquiry, she told me that she receives variety of recipes on her inbox regularly. So, I decided to take a further look, and study the newsletters sent by Cook Smarts,
The newsletter was useful. But I discovered that what captivates most people in their newsletter, isn’t the appetizing recipes, but the format they’re presented.
This is key.
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Each Cook Smart’s newsletter has three separate options the subscriber can choose from (i.e., menu, kitchen how to’s, and information).
This makes it more convenient for customers to read, since they actually know the exact option that will interest them.
They also made it easy with ‘forward to a friend’ call to action, which lies at the top right side of the email.
Again, this is a good idea you should probably try in your email marketing. Statistics found that customers that are more willing to pay for your product, if it’s recommended to them by a friend.
[Image: frinds.png]
 
14. Dropbox
Dropbox is a cloud-storage solutions company.
They’ve been in the trenches for a long time. Before I show you their email marketing example, I’ve a question for you.
Did you observe that most often when you receive an email from a new brand or marketer, you tend to react positively to it – compared to an email from a brand you’re subscribed to, but not using their product?
This usually happens when customers get sick and tired of receiving email newsletters from their hitherto favorite brand that no longer cares about them.
These customers may not unsubscribe, but they’ll not open emails or take actions, nonetheless.
For a long time, Dropbox has suffered this plight. Hey, the company caused it.
But the good news is, Dropbox didn’t give up on its customers. Instead, the company devised a better way of reaching out to their customers with a good email. Their new found “come again to us” method, dazzled the customers.
It’s more like retargeting.
In case you’ve not heard of retargeting in marketing, this is a good example of it. Lots of business success were attributed to it.
Feel free to use it, because at times most customers will become inactive. So you use it to remind them that you’re still there for them. Dropbox does that by showing the “before” and “after” pictures.
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At a glance, you can see that the email is brief and full of benefits. Dropbox sent the message with a very clear caption that assures the user of immense value, if they come back.
If your email subscribers are no longer active, use the Dropbox email marketing example to re-engage them and build a thriving business.
 
Conclusion
Email marketing allows you to reach your customers from anywhere, on any device, and help them.
It’s a proven strategy you can’t do without. Start today to nurture your leads and drive your engagement to another level.
When you communicate through email, you create a link to strengthen the relationship between you and your clients.
Show them how you truly care by sending them automated emails regularly. Don’t try to impress customers. But aim to express how much you love them, and would love to see them smile.
There’s no ideal frequency for sending emails. However, sending the right amount of emails to the right people based on their feedback is the best approach.
If these email marketing examples have inspired you, leave a comment below and share your opinion.

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